Digital Innovation Through JSLPS Fosters Accountability, Enabling Sustainable Development and Inclusive Progress in Jharkhand
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Digital Innovation Through JSLPS Fosters Accountability, Enabling Sustainable Development and Inclusive Progress in Jharkhand
TIPU KUMAR
Assistant Professor, University Department of Commerce, Sido Kanhu Murmu University, Dumka (814101),
Jharkhand, Email Id- tipukumar829114@gmail.com
Abstract
Digital transformation has become a cornerstone of modern governance, driving transparency, efficiency, and accountability in development programs. In India, the Jharkhand State Livelihood Promotion Society (JSLPS), functioning under the Rural Development Department, has emerged as a key institution in promoting rural empowerment through self-help groups (SHGs), financial inclusion, and livelihood initiatives. By integrating digital tools such as online accounting systems, mobile-based monitoring, and direct benefit transfers, JSLPS has sought to minimize leakages, strengthen financial governance, and build trust among stakeholders. This study evaluates the role of JSLPS in enhancing financial accountability through digital interventions in Jharkhand. Employing a mixed-method approach, it draws on both primary insights from SHG members and secondary data from official reports and academic literature. The analysis highlights howdigital platforms have streamlined fund flows, reduced delays, and empowered women to take active roles in financial management. Moreover, digital monitoring has improved transparency, enabling communities to track resources and hold institutions accountable. Findings suggest that digital transformation has significantly improved financial accountability, reduced corruption, and fostered confidence among rural beneficiaries. However, challenges persist in the form of inadequate infrastructure, limited digital literacy, and socio-cultural barriers that restrict inclusivity. Addressing these gaps through capacity building, infrastructure investment, and inclusive design will be critical for sustaining the gains achieved. Overall, JSLPS demonstrates how digital governance can reshape accountability mechanisms and contribute to equitable rural development in Jharkhand.
Keywords:Digital Transformation, Financial Accountability, JSLPS, Jharkhand, Self-Help Groups, Financial Inclusion, Governance, Transparency
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