International Scientific Journal of Engineering and Management

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ISSN: 2583-6129

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Credit Card Fraud detection using Random Forest and CART Algorithms

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Published 13 April 2026
Updated 13 April 2026

Credit Card Fraud detection using Random Forest and CART Algorithms

Authors:

Anisetty Manogna 1, Kola Pavani 2, Chandragiri Siva Kumar 3, Battula Yaswanth 4

1B-TECH IT STUDENT SRI MITTAPALLI COLLEGE OF ENGINEERING

2B-TECH IT STUDENT SRI MITTAPALLI COLLEGE OF ENGINEERING

3B-TECH IT STUDENT SRI MITTAPALLI COLLEGE OF ENGINEERING

4B-TECH IT STUDENT SRI MITTAPALLI COLLEGE OF ENGINEERING

Abstract - Credit card fraud is a significant concern for financial institutions, causing substantial financial losses annually. Effective detection of fraudulent transactions is essential to reduce risk and improve security. This paper investigates credit card fraud detection using two machine learning algorithms: Random Forest (RF) and Classification and Regression Trees (CART). The dataset contains transactions made by European cardholders in September 2013, with 492 fraudulent transactions out of 284,807 total transactions. Due to the highly imbalanced nature of the dataset, appropriate evaluation metrics are applied. Experimental results demonstrate that the Random Forest classifier achieves superior performance in terms of accuracy, precision, recall, and F1-score compared to CART, making it a promising approach for real-time fraud detection.

Key Words:  Credit Card Fraud, Random Forest, CART, Machine Learning, Imbalanced Data, Fraud Detection.

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