A Study on Risk, Return, and Performance Analysis of Selected Large-Cap and Mid-Cap Mutual Fund Schemes with Reference to Ricchie Rich Investments

Mr. S.BALASHRIAM1, Dr. S. Satheesh Kumar2
1Student, Department of MBA, Panimalar Engineering College, Chennai – 600123
2Assistant Professor, Department of MBA, Panimalar Engineering College, Chennai - 600123

ABSTRACT:This study examines the risk, return, and performance of selected large-cap and mid-cap mutual funds in India with the objective of understanding their comparative efficiency and suitability for different types of investors. The research is based on secondary data collected from various sources such as fund reports, financial websites, and published literature. A sample of selected large-cap and mid-cap mutual fund schemes has been analyzed over a specific period.The study employs key financial and statistical tools such as average returns, standard deviation, beta, Sharpe ratio, Treynor ratio, and Jensen’s alpha to evaluate both absolute and risk-adjusted performance of the funds. The findings reveal that mid-cap mutual funds generally generate higher returns but are associated with higher volatility and risk, whereas large-cap funds provide relatively stable and consistent returns with lower risk exposure. The analysis also highlights that not all funds outperform their benchmarks consistently, emphasizing the importance of careful fund selection. Furthermore, the study reinforces the significance of diversification, market conditions, and investment horizon in influencing fund performance. It concludes that investors should align their investment decisions with their risk tolerance, financial goals, and market outlook. Overall, the research provides valuable insights into the risk-return trade-off and assists investors in making informed decisions while selecting mutual fund schemes