A Project Report on Bank Risk Management Practices Relating to a Public Sector Bank
A Project Report on Bank Risk Management Practices Relating to a Public Sector Bank
1. VURITY DIVYANJALI (24UJ1E00C6) Student of 2nd Year MBA,
Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad – 501 401.
2. K Siva Jyothi, Assistant Professor Dept of MBA, Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad – 501 401
ABSTRACT
Bank risk management is essential for financial stability, profitability, customer confidence, and continuity. This study examines risk management practices relating to a public sector bank, focusing on credit, market, liquidity, operational, compliance, and cybersecurity risks. Primary data were collected from 100 respondents through a questionnaire, while secondary information was obtained from books, journals, annual reports, RBI publications, government reports, and reliable sources. Descriptive analysis examines perceptions of risk controls, internal controls, employee training, cybersecurity, and operational difficulties. Findings indicate that credit risk is the major concern, while controls are effective. The study recommends monitoring, cybersecurity, training, technology, and controls.
Keywords: Bank Risk Management, Public Sector Bank, Credit Risk, Cybersecurity, Internal Controls