International Scientific Journal of Engineering and Management

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ISSN: 2583-6129

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A STUDY ON LIQUIDITY AND PROFITABILITY ANALYSIS OF SELECTED PRIVATE SECTOR BANKS

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A STUDY ON LIQUIDITY AND PROFITABILITY ANALYSIS OF SELECTED PRIVATE SECTOR BANKS

Mrs. T. SREEGEETHA
Assistant Professor
Department Of Commerce with Computer Applications
Dr. N.G.P. ARTS AND SCIENCE COLLEGE
Coimbatore – 48

Mr. KAVIN KUMAR.C
Student
B.COM CA
Department Of Commerce with Computer Applications
Dr. N.G.P. ARTS AND SCIENCE COLLEGE
Coimbatore – 48

 

ABSTRACT

For the development of the economy of the country, a sound, effective and hassle- free banking system is important. The objective of the study was to compare the analysis of HDFC bank and Kotak Mahindra Bank. The main goal of banks today is to maintain stability and make sure they are impervious to external shocks while at the same time being internally sound and sensible. Hence, it is important to measure soundness across various banks in the country, identify the weaker sections of the banking sector, devise appropriate strategies and policies to lift these sections and eventually create an environment that leads banks to converge in soundness and result in a consistently stable system. This study analyzes the various aspects of convergence and soundness in the Indian Banking sector by computing the liquidity and profitability position of the selected banks with different ratios.. The combination of these two banks will become the greatest private bank in India and shall be easy to expand in the world.

KEYWORDS: Financial performance, Profitability, Liquidity, Solvency, Trend Analysis

 


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