International Scientific Journal of Engineering and Management

An International Scholarly || Multidisciplinary || Open Access || Indexing in all major Database & Metadata
The journal follows the UGC Guidelines and is evaluated for inclusion in the Web of Science
ISSN: 2583-6129

Impact Factor: 7.839

Study of Financial Planning for Individual Investors

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Study of Financial Planning for Individual Investors

 

1st Author Name: Aditi Jain

Email Id: Aditijain0415@Gmail.Com

2nd Author Name: Dr. Pratiksha Mishra

Assistant Professor

Amity Business School

Amity University Chhattisgarh

Email Id: Pmishra1@Rpr.Amity.Edu

 

ABSTRACT

Financial planning is a critical process that enables individuals to achieve their financial goals and secure their financial future. This study examines the importance of financial planning for individual investors, emphasizing its role in managing income, expenses, investments, and risks. By reviewing various components, including budgeting, retirement planning, tax strategies, and estate planning, the research highlights how comprehensive financial planning can lead to improved financial stability and wealth accumulation. The study also delves into the impact of financial literacy on investment decisions and the adoption of financial planning practices. Through a review of existing literature and empirical studies, the research underscores the necessity for financial education and professional guidance in fostering effective financial planning among individual investors.


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